Do not be fooled by the friendly advertising of insurance companies. At the end of the day, these companies are profit-driven businesses, and their profits do not come from paying out claims. In fact, the moment you begin filing an insurance claim against one of their policyholders, they become your adversary.

It’s important to understand that insurance companies often try to low-ball accident victims who are not represented by a lawyer. This is an unfortunate reality, but it’s true. They know you likely have little experience dealing with insurance adjusters and may not have a clear idea of what your injuries are worth. Even if you do, you might not know how to accurately calculate future damages that could arise. The insurance companies are counting on this.

If you accept their offer, know that it’s probably final. You cannot go back later for additional compensation. So, if you find yourself needing further medical treatment or therapy months later and have run out of money, you’re on your own. Or if you’re unable to return to work or have to switch careers due to your injuries, it’s too late to recover from that financial loss.

Don’t be lured into accepting a quick settlement just because you “want it to be over.” It may be over for the insurance company, but not for you. Don’t let them off the hook—seek legal representation to ensure you get the full recovery you deserve.

Insurance adjusters are professional negotiators with countless tricks up their sleeves. They might snoop into your social media accounts, issue a quick, inadequate settlement offer, or demand unlimited access to your medical records. An experienced attorney knows these tactics and can protect you.

Our legal team is committed to pursuing a recovery that adequately compensates you for your injuries. This includes lost wages, diminished future earnings, pain and suffering, and medical expenses, among other damages. We will ensure you are fully informed and that your rights are protected every step of the way.

If you or a loved one has been involved in an accident, don’t face the insurance companies alone. Please contact us at our offices in Idaho Falls, Twin Falls or Burley for a free consultation.