If you’ve been injured on the job, you may be wondering whether your accident qualifies for workers’ compensation. The good news is that workers’ comp covers nearly all job-related accidents, with only a few exceptions. Whether you work in construction, an office, or on the road; you have the right to benefits if you are injured while performing your job duties.
Here are some of the most common causes of workplace accidents covered under workers’ compensation:
Tools and Machinery
From power tools to heavy-duty equipment, malfunctioning or improperly used tools can cause serious injuries. Workers’ comp covers accidents resulting from these hazards.
Auto Accidents
If you are injured in a car accident while driving for work — whether making deliveries, traveling between job sites, or running errands for your employer — you may be entitled to compensation.
Electrocution and Fire
Electrical hazards and fires pose significant risks, particularly in construction, manufacturing, and maintenance jobs. If you suffer burns, shocks, or other injuries from these dangers, workers’ comp should cover your medical expenses and lost wages.
Forklifts and Other Heavy Equipment
Operating forklifts, cranes, and other heavy machinery comes with risks. If an accident occurs, workers’ comp helps cover medical treatment and recovery costs.
Ladders and Scaffolding
Falls from heights can lead to severe injuries. Whether you fell from a ladder, scaffold, or platform, workers’ comp provides financial support for your recovery.
Lifting
Back and neck injuries from lifting heavy objects are among the most common workplace injuries. Workers’ comp can cover treatment, therapy, and time off work.
Office Work
Even office workers face risks, such as repetitive strain injuries, falls, and ergonomic issues. These, too, are covered under workers’ compensation.
If you’ve suffered one of these injuries, be sure to report it to your employer as soon as possible, then begin filing a formal workers’ compensation claim. If you’ve followed the proper protocols and have been denied compensation that you believe you deserve, please contact us for a free consultation.